上半年中国房地产贷款平稳较快增长

中国新闻网   2015-07-23 08:48

[摘要] 中国人民银行22日发布的2015年上半年金融机构贷款投向统计报告显示，这一时期的贷款投向主要呈现企业短期贷款和票据融资增速上升、小微企业贷款增速高于同期各项贷款、服务业中长期贷款增速高位回落、“三农”贷款增长减缓、房地产贷款平稳较快增长、住户消费性贷款增速回升等特点。

中国人民银行22日发布的2015年上半年金融机构贷款投向统计报告显示，这一时期的贷款投向主要呈现企业短期贷款和票据融资增速上升、小微企业贷款增速高于同期各项贷款、服务业中长期贷款增速高位回落、“三农”贷款增长减缓、房地产贷款平稳较快增长、住户消费性贷款增速回升等特点。

据中国央行统计，截至2015年6月末，金融机构人民币各项贷款余额88.79万亿元(人民币，下同)，增长(同比，下同)13.4%，增速比上季末低0.6个百分点；1-6月份增加6.56万亿元，同比多增5371亿元。

值得注意的是，与今年上半年房地产市场回暖相对应的是，同期房地产贷款出现平稳较快增长。6月末，人民币房地产贷款余额19.3万亿元，同比增长19.4%，增速与上季末基本持平；1-6月份增加1.88万亿元，同比多增3444亿元，增量占同期各项贷款增量的28.7%，比上年同期占比水平高1.9个百分点。

根据中指研究院数据，2015年上半年，中国房地产市场经历持续低迷后迎来政策层面的利好，楼市逐渐回暖。1-5月，商品房销售额为24409亿元，同比增长3.1%，自2014年以来首次出现同比正增长。

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